Yandex.Money / Legal Information

NBCO Fees

The NBCO charge natural persons-clients with the following commissions for providing services within Yandex.Money service.
Otherwise or within the NBCO's marketing campaigns, commission is not charged.
Third persons (for instance, card issuer bank) may set and charge their own commissions for certain operations.
 

Commissions for refunding remaining balance (its part) of electronic funds:

To bank cards
• 3%—to a bank card issued by Khanti-Mansiyskiy Bank Otkritie, for which the service ‘Bank Connection’ is activated;
• 3% + 45 rubles in all other cases
To bank account • 3% + 15 rubles for transfers to natural person's account opened in credit organization located in Russia
Exceptions:
     • 3%  for transfers to natural person's account opened in Promsvyazbank
     • 3%  for transfers to natural person's account opened in Tinkoff Bank JSC
     • 3%  for transfers to natural person's account opened in Alfa Bank, for which Bank Connection service is activated
 
• 3% + 15 rubles for transfers to natural person's account opened in credit organization located outside of Russia
To any bank details of a legal entity
• 2%, but no less than 30 rub. for optional legal entity details (non-credit company), if the payment is initiated on NBCO Yandex.Money LLC's site
• 3%, but no less than 30 rubles. for transfers to a random legal entity (non-credit organization) bank details if the payment was initiated via a Form for accepting payments posted on the service provider's site
On payments for carriers' services
• 3 rubles—on payments for Vimpelcom OJSC (‘Beeline’ trade mark) services. We do not charge commission for transfers made using Autopayments system.
• 3 rubles—on payments for PAO ‘MTS’ (‘MTS’ trade mark). The commission is not applied to transfers made via our Autopayments system;
To ‘Platon’ system
• 2% — for adding money to vehicle owner's customer account of ‘Platon’ charging system (the system operator is RT-Invest Transportniye Sistemy LLC)
GIBDD Traffic Fines
• 1%, but no less than 30 rub.—on payments for GIBDD traffic fines. The commission is not charged, if the operation is initiated on http://www.gosuslugi.ru/
State services
• 2% — on payments for state services in the payment is initiated on Moscow State Services site (http://pgu.mos.ru/ru/)
Enforcement processing
(Federal Bailiffs' Service of Russia);
• 2.5%—on paying of debts within enforcement proceedings (Federal Bailiffs' Office). The commission is not charged if the operation is initiated on http://www.gosuslugi.ru
On payments for house utilites
The commissions are charged upon paying for the services of the following service providers
Other commission for repaying remaining balance of electronic funds
• when using ‘Quick Payment via Yandex.Money’ Service for paying PROGRESS SERVIS LLC (INN(TIN) 9102201601) depending on the method of adding money to your electronic mean of payment—
from 2.5% to 2.8%
Bank cards2.5%
Yandex.Money2.8%
Cash2.8%
Invoicing (Sberbank, Alfa Bank, PSB)2.8%
WebMoney2.8%
MasterPass2.5%
• when using ‘Quick Payment via Yandex.Money’ Service for paying Microfinansovaya Organizatsiya Upravlyayushchaya Kompaniya Dengi Srazu Yug LLC services (INN (TIN) 6168076138) depending on the method of adding money to your electronic mean of payment—
from 2.5% to 2.8%
Bank cards2.5%
Yandex.Money2.8%
Cash2.8%
Invoicing (Sberbank, Alfa Bank, PSB)2.8%
WebMoney2.8%
MasterPass2.5%
• 3%—to CONTACT payment system
• 3% + 15 rubles — to Idram LLC account
• 3% + 15 rubles for withdrawing cash via NSCA RIB
• 3%, but no less than 30 rub. on paying invoices issued by Moye Delo service
• 3%, but no less than 30 rub. on paying the bills issued by Contur Elba services
 

Commissions on Adding Funds*:

(**is not charged for using the service ‘Quick Pay through Yandex.Money’).
When adding money with a bank card on the NBCO's website
(the transfer is initiated by the payer on the NBCO's website)
• 1% of the transfer amount
When adding money with a bank card on the NBCO's website
(the transfer is initiated by the payer on a third party's website)
• 0.5% of the transfer amount—on adding money from a linked bank card
• 2% of the transfer amount—on adding from any bank card (that is not linked)
When adding money with a bank card
using ‘Smartfin’ payment application
• 2.75% of the transfer amount
 

E-money Transfer:

• 0.5% of the transfer amount, including when the ‘Security code’ service is used. The commission is charged from the recipient;
• 3% of the transfer amount, including when the ‘Hold-for-pickup transfer’ service is used.
 

Using a Yandex.Money Bank Card:

Pre-paid Yandex.Money card
(issued by—Tinkoff Bank JSC or NBCO Yandex.Money LLC)
Festival Yandex.Money card
(emitted by NBCO Yandex.Money LLC)
Pre-issued Yandex.Money card
(issued by NBCO Yandex.Money LLC)
Yandex.Money Gift CardVirtual Yandex.Money card
Virtual Yandex.Money Gift Card
Card servicing• 199 rubles—one-time service fee for the cards issued by NBCO Yandex.Money LLC (the fee is charged on issue / reissue of the card)
 
One-time service fee for the cards issued by Tinkoff Bank JSC is set out in Agreement on Issuing, Servicing, and Using of these cards (issuing ceased).
First 30 days from the moment of activating are free (‘grace period’). After this period—monthly* service fee amounting 20 rubles.
* Month is a 30 days period.
First fee is debited when the grace period expires. Should the remaining amount be insufficient for the fee debiting, the card servicing is terminated (the card is blocked). To unlock the card the user needs to initiate the corresponding procedure under the account Settings. In this case a commission will be charged for the previous 30 days (and further on a monthly basis according to the order specified above).
• 25 rubles (charged upon adding money to this Card)
• If the virtual account balance is positive to the moment the Card expires, such account is charged commission amounting the E-money remaining balance by this date.
Commission on payments for goods and services in retailer and service enterprises For free (excluding operations subject to charging according to the Tariffs)
Balance requesting in ATMsFor freeOperation forbidden
Withdrawing cash in ATMs• 3% + 15 rubles (but not less than 100 rubles) Operation forbidden
Transfers
• 3% + 15 rubles (but no less than 100 rubles)—on funds transfers by card number when using the service MasterCard MoneySend (MCC codes: 6537, 6538)
• 3% + 15 rubles (but no less than 100 rubles)—on funds transfers from a Yandex.Money card to a recipient assigned one of the following MCC (merchant category code): 4829, 6012, 6050, 6051, 6534, 6540
• 3% + 15 rubles (but not less than 100 rubles)—on funds transfers from a Yandex.Money bank card to a LiqPay account
• 3% + 15 rubles (but no less than 100 rubles)—for providing funds to issue or add money to virtual pre-paid cards of Russian Standard Bank CJSC
• 3% + 15 rubles (but no less than 100 rubles)—for providing funds to issue or add money to virtual or plastic cards issued under the campaign Beeline Card (card issuer NSCA Platezhniy Tsentr LLC)
• 3% + 15 rubles (but no less than 100 rubles) for transferring funds fro Yandex.Money card using ‘Beeline.Transfer’ service
Commission for disputing effective transactions performed by the card's owner• 1,350 rubles for one transaction
 

Other services:

Text message notificaitons • 20 rubles a month*, including 18% VAT
The service is free for the following cases:
• within 30 days since activation of the bank card issued by the NBCO Yandex.Money LLC (excluding Virtual Yandex.Money Card);
• text message notifications on the operations with the Yandex.Money gift-card
* Month—a 30-days time period.
Providing the Client with the Wallet and servicing this Wallet through the period of the inactive User Status• 270 rubles a month
If remaining balance of the E-money amounts less than 270 rubles, the commission charge amount such remaining balance.