Dollars, euros, tenge + 7 more currencies
Create a wallet
After opening a ruble account, you'll be able to pay in Russian stores and get cashback in bonus ponits from Yandex.Money.
Confirm your identity (identification)
After that, you'll be able to pay worldwide, send transfers, and open currency accounts.
Order a Yandex.Money card
5% cashback in bonus points, Р 10,000 / mon for cash withdrawal without commission, payments worldwide.
Activate «Multicurrency support»
Then your Mastercard will switch between the accounts independently (and automatically exchange currency if you don't have a required amount)